credits:
Dare to Dream | Kit by Love It Scrap It Designs
http://shop.thedigitalpress.co/Dare-to-Dream-Kit.html
Month by Month Set by Rachel Hodge
http://shop.thedigitalpress.co/Month-By-Month-Set-RH.html
and
Heart of Gold :Templates by KimB Designs
http://shop.thedigitalpress.co/Heart-of-Gold-Templates.html